Mutual Funds - Easily Explained | Should You Invest ? Advantages & Disadvantages , How to invest ? (Beginner )| JINVENTOR
What is Mutual Fund ? :-
Mutual fund is a special kind of investment through which you can invest on different places together .You can do a diversified investment by investing at one place . Asset management companies manage the Mutual Funds .
Generally many people give their money to asset management company . That company invests all the money collectively at different places . They have appointed experts who invest the money at different places & sectors cleverly . And after the return out of that some small percent is kept by the asset company & the rest you get back as per that return rate .
EXAMPLES :-
HDFC , ICICI , HSBC ,Aditya Birla , Reliance , TATA are examples of Asset management company . And also some banks have started their own asset management company .
RETURN :-
The return rate depends upon the Mutual Funds that you are investing in & how risky is your Mutual Fund . Sone mutual funds give high returns but they are highly risky . Mutual Funds can give the return rate of 5% to more than 30%. But the average return rate is 12% .
RISK :-
Some Mutual Funds can be zero risky or also be highly risky . It totally depends upon where the asset management company is investing your money . If that company is investing on stocks then it will be more risky but you will get more returns . And if it's investing in the Govt. bonds then it will be less risky but return is very low .
Should You Invest In Mutual Funds ?
Yes off course You should invest in Mutual Funds . Because if you put your money in bank account , then you will get less amount of return as compare to mutual funds. From bank you can get 5% - 7% profit . But in Mutual Funds the return rate is 5% - 20 % or more than 30% depending upon economy . So it's a good platform if you have small amount of money to invest .
ADVANTAGES :-
(1) If you have no knowledge about how and where to invest or how yo increase your money value , then you can invest in it .
(2) Risk is very very very low or very rare.
(3) High return than bank
(4)simple to invest
SEE ALL NEW BUSINESS IDEAS WITH VERY LOW INVESTMENTS :-
DISADVANTAGES :-
(1) There are some Mutual funds in which you can't withdraw the money untill the time period. So you should read the terms & conditions before investing in any Mutual Fund.
(2) But other drawbacks are not really problems . That are simple . Ao you can invest in mutual funds .
HOW TO INVEST ? (BEGINNERS )
If you have only some basiv knowledge about mutual funds or not having any knowledge also you can invest in Mutual Funds .
You can invest a big amount or by monthly SIP . But remember that long time Mutual Funds give high returns . But sometimes not & it's very rare . So as a beginees you can use GROWW app ( you can install it from play store ) for investing . Groww app doesn't charge any commission & it's very secure & simple.
SEE HOW A 13 YEAR BOY MAKE A CRORE VALUE COMPANY ?
Some Mutual Funds can be zero risky or also be highly risky . It totally depends upon where the asset management company is investing your money . If that company is investing on stocks then it will be more risky but you will get more returns . And if it's investing in the Govt. bonds then it will be less risky but return is very low .
Should You Invest In Mutual Funds ?
Yes off course You should invest in Mutual Funds . Because if you put your money in bank account , then you will get less amount of return as compare to mutual funds. From bank you can get 5% - 7% profit . But in Mutual Funds the return rate is 5% - 20 % or more than 30% depending upon economy . So it's a good platform if you have small amount of money to invest .
ADVANTAGES :-
(1) If you have no knowledge about how and where to invest or how yo increase your money value , then you can invest in it .
(2) Risk is very very very low or very rare.
(3) High return than bank
(4)simple to invest
SEE ALL NEW BUSINESS IDEAS WITH VERY LOW INVESTMENTS :-
DISADVANTAGES :-
(1) There are some Mutual funds in which you can't withdraw the money untill the time period. So you should read the terms & conditions before investing in any Mutual Fund.
(2) But other drawbacks are not really problems . That are simple . Ao you can invest in mutual funds .
HOW TO INVEST ? (BEGINNERS )
If you have only some basiv knowledge about mutual funds or not having any knowledge also you can invest in Mutual Funds .
You can invest a big amount or by monthly SIP . But remember that long time Mutual Funds give high returns . But sometimes not & it's very rare . So as a beginees you can use GROWW app ( you can install it from play store ) for investing . Groww app doesn't charge any commission & it's very secure & simple.
SEE HOW A 13 YEAR BOY MAKE A CRORE VALUE COMPANY ?
Comments :
Post a Comment